Part Exchange Your Car in Chesham, Buckinghamshire
Make your next car more affordable
Part exchange your current vehicle with Car Credit Expert by HMC and put its value towards your next car.
We consider most makes and models, including older vehicles, high-mileage cars, vehicles with outstanding finance and cars requiring mechanical or cosmetic work.
Our experienced team will assess your vehicle fairly, explain the valuation clearly and help make changing your car as straightforward as possible.
Any make. Any model. Any credit profile considered.
Any Make or Model
Most vehicles considered.
Outstanding Finance
Settlement support available.
Fair Valuations
Based on condition and market demand.
Simple Process
Trade in and drive away.
Get a Part Exchange Valuation
Tell us a few details about your current vehicle and the car you are interested in purchasing.
To provide an initial valuation, we will normally need:
- Vehicle registration
- Current mileage
- Make, model and specification
- MOT and service history
- General mechanical condition
- Details of any damage or warning lights
- Outstanding finance settlement figure, where applicable
- Clear photographs of the vehicle
We can often provide an initial estimate remotely, although the final valuation will be subject to inspecting the vehicle and confirming its condition.
Vehicles We Consider
We welcome part exchange enquiries for a wide range of vehicles, including:
Any Make or Model
We consider cars, SUVs, 4x4s and light commercial vehicles from most manufacturers.
High-Mileage and Older Vehicles
A vehicle does not need to be new or low mileage for us to consider it.
Vehicles With or Without an MOT
An expired or short MOT does not automatically prevent us from providing a valuation.
Vehicles With Outstanding Finance
Where your vehicle has finance outstanding, we can obtain or review the settlement figure and arrange for the existing agreement to be settled as part of the transaction.
Vehicles Requiring Repairs
We may consider vehicles with mechanical faults, cosmetic damage, warning lights or other repair requirements.
Accident-Damaged or Previously Repaired Vehicles
Please disclose any known accident history or insurance classification so that we can provide an accurate valuation.
Non-Runners
Non-running vehicles may also be considered, depending on their condition, location and collection requirements.
How Part Exchange Works
Tell Us About Your Vehicle
Provide the registration, mileage, condition and any relevant history.
Receive an Initial Estimate
We will assess the available information and provide an indicative valuation.
Vehicle Inspection
We inspect the vehicle to confirm its condition, specification, mileage and documentation.
Agree the Final Value
Once the inspection is complete, we will confirm the final part exchange allowance.
Put the Value Towards Your Next Car
The agreed value can be used towards your deposit or deducted from the price of your next vehicle.
Where finance is outstanding, the settlement amount will normally be deducted before any remaining equity is applied to the new purchase.
Part Exchange With Outstanding Finance
You may still be able to part exchange your vehicle even when it is subject to an existing finance agreement.
There are two common situations:
Positive Equity
Your vehicle is worth more than the outstanding settlement figure. The existing finance can be settled, and the remaining value may be used towards your next vehicle.
Negative Equity
Your vehicle is worth less than the outstanding settlement figure. Depending on your circumstances and the lender’s criteria, you may need to pay the difference. In some cases, a lender may consider including part of the difference within a new finance agreement, subject to affordability, status and approval.
We will explain the figures clearly before you decide whether to proceed.
Why Part Exchange With Car Credit Expert by HMC?
Simple and Convenient
Avoid the inconvenience of advertising privately, arranging viewings and dealing with uncertain buyers.
Fair Vehicle Assessment
Your valuation will take account of the vehicle’s age, mileage, specification, condition, history and current market demand.
Finance Settlement Support
We can help arrange settlement of qualifying outstanding vehicle finance as part of the transaction.
Use Your Vehicle as a Deposit
Your part exchange value may reduce the amount you need to borrow or contribute as a cash deposit.
Backed by HMC
Car Credit Expert is supported by HMC, an established independent motor business with more than 20 years of motor-trade experience.
Nationwide Enquiries Welcome
You can begin the valuation process online or by telephone before travelling to us.
What Affects Your Vehicle’s Value?
The final part exchange valuation will depend on factors including:
- Current mileage
- Age and registration year
- Specification and optional extras
- Mechanical condition
- Bodywork and interior condition
- Service and maintenance history
- MOT history
- Number of previous owners
- Tyre condition
- Accident or insurance history
- Number of keys
- Current market demand
Providing accurate information and clear photographs helps us produce a more reliable initial estimate.
Start Your Part Exchange Valuation
Ready to change your car? Send us your vehicle details and we will provide an initial part exchange estimate. You can then explore suitable vehicles and, where required, apply for car finance through our selected panel of finance providers.
Value My Car »Or call us:
01895 814 814
Open by appointment – Mon–Sat 10am–6pm, Sun 10am–4pm
Part exchange valuations are subject to physical inspection, vehicle history checks and confirmation of the information supplied. Finance is subject to status, affordability and lender approval. Car Credit Expert by HMC acts as a credit broker and not a lender.