Car & Van Finance, Sorted in Minutes
We're an FCA authorised broker working with multiple lenders — not just one — so we search around for a deal that fits you, whatever your credit history.
Car finance calculator
Your repayments
Rates shown are illustrative by credit band. Your actual rate will depend on your individual circumstances and the lender's assessment.
Representative Example Credit Excellent
Representative Example Credit Good
Representative Example Credit Fair
Representative Example Credit Poor
Representative Example Credit Bad
*Subject to meeting the terms and conditions of our lending panel
Please note that your personal finance example and monthly repayment are designed to give you an indication of how much you may expect to pay for your loan. Due to the many factors involved in vehicle finance companies making their decision, Car Credit Expert can't guarantee being able to obtain a loan at the quoted rates/prices. At Car Credit Expert we will always try to obtain the best deal for you based on all your circumstances.
Cars Available Now
A snapshot of our current stock. Like something? Get a finance decision on it without leaving this page.
2014 Land Rover Discovery 4 3.0 SD V6 XS Auto 4WD Euro 5 (s/s) 5dr
- 2014
- 110,362 miles
- Diesel
- Automatic
2018 Land Rover Discovery 3.0 TD V6 HSE Auto 4WD Euro 6 (s/s) 5dr
- 2018
- 104,342 miles
- Diesel
- Automatic
2019 Land Rover Discovery 3.0 SD V6 SE Auto 4WD Euro 6 (s/s) 5dr
- 2019
- 105,849 miles
- Diesel
- Automatic
2020 Land Rover Discovery 3.0 SD V6 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr
- 2020
- 113,876 miles
- Diesel
- Automatic
2013 BMW 3 Series Gran Turismo 3.0 335i M Sport GT Auto Euro 5 (s/s) 5dr
- 2013
- 130,000 miles
- Petrol
- Automatic
One application, a whole panel of lenders
We're not tied to a single lender, so we're not limited to one set of rates or one view of your circumstances.
All Credit Histories
From excellent to poor credit, we work with lenders who specialise in your situation.
Fast Decisions
Apply online in minutes and hear back quickly — no branch visit required.
No Impact Eligibility Check
Getting an initial decision won't leave a mark on your credit file.
FCA Authorised
Regulated credit broker (FCA No. 767708), working to your interests, not a lender's.
How does it work?
Fill in an application, make sure all your details are correct and send it off to us.
We'll look at your application and come to a decision as to whether we can issue you with your finance request.
Once everything looks good, we'll contact you and get the finance process in motion!
Common questions
No. Our initial eligibility check is a soft search and won't leave a mark on your credit file that other lenders can see.
Often, yes. Because we work with a panel of lenders rather than just one, we can look for lenders who specialise in less-than-perfect credit histories.
Use the calculator above for an indicative figure — the amount you're offered will depend on your circumstances and the lender's assessment.
No — you're welcome to apply for finance on any vehicle, from any seller. Our cars available now page is simply a convenient starting point.
Typically proof of ID, proof of address, and proof of income. We'll let you know exactly what's needed once we've reviewed your application.